2014 NAFCU Comment Letters

CFPB

November 10, 2014 - Amendments to the TILA/RESPA Integration
October 29, 2014 - Home Mortgage Disclosure (Regulation C)
September 22, 2014 - Disclosure of Consumer Complaint Narrative Data
September 16, 2014 - Joint Trade letter on TILA/RESPA implementation
September 10, 2014 - Use of Mobile Financial Services
July 14, 2014 - Regulation P Annual Privacy Notices
July 7, 2014 - Amendments to 2013 Mortgage Rule: Debt to Income Ratio and Small Creditor Definition
June 6, 2014 - Regulation E: Remittance
June 5, 2014 - Amendments to 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)
April 1, 2014 - Remittance Transfers Defining Larger Participants of the International Money Transfer Market 
February 28, 2014 - Comment on ANPR on Debt Collection
February 10, 2014 - Mortgage Closing Process
January 8, 2014 - Mortgage Rules Implementation   

DoD 

December 23, 2014 - Terms of Consumer Credit Extended to Service Memebers and Dependents
December 22, 2014 - Joint Credit Union Industry letter on Terms of Consumer Credit Extended to Service Members and Dependents
October 22, 2014 - Terms of Consumer Credit Extended to Service Members and Dependents

FED

September 2, 2014 - Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA)
May 2, 2014 - Availability of Funds and Collection of Checks
February 7, 2014 - PSR and Procedures for Measuring Daylight Overdraft
February 10, 2014 - Regulation J

FHFA

October 28, 2014 - Housing Goals
October 14, 2014 - Single Security
September 15, 2014 - Strategic Plan for Fiscal Years 2015 through 2019
September 8, 2014 - Input on the Guarantee Fees that Fannie Mae and Freddie Mac Charge Lenders    
September 4, 2014 - Extension of comment period of proposed membership requirements for Federal Home Loan Banks

May 16, 2014 - National Mortgage Database Project 

FinCEN

October 3, 2014 - Consumer Due Diligence

NACHA

October 31, 2014 - Proposal on Compliance and Operational Topics
January 13, 2014 - Improving ACH Network Quality
January 13, 2014 - ACH Network Risks and Enforcement Topics

NCUA

December 24, 2014 - Flood Insurance
December 17, 2014 - Risk-Based Capital
December 16, 2014 - Policies and Procedures for Safeguarding Credit Union Data
November 6, 2014 - 2015 Budget
October 10, 2014 - Fixed Assets
October 9, 2014 - Examination Issues
September 29, 2014 - Thank You Letter to Chairman Matz on second comment period for risk-based capital
September 26, 2014 Letter on DOD Proposed Military Lending Cap Expansion- Finance Charges 
September 2, 2014 -Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA)
August 25, 2014 - Securitizations
August 25, 2014 - Appraisals
August 4, 2014 - Regulatory Review

July 28, 2014 Mid-Year Budget Review
July 14, 2014 - Bylaws
June 30, 2014 - Associational Common Bonds
June 9, 2014 - Interagency proposed minimum requirements for Appraisal Management Companies

May 28, 2014 - NCUA Associational Group Quality Assurance Review
May 27, 2014 - Proposed rule on Risk-Based Capital
May 2, 2014 - Voluntary Liquidation Proposal

April 21, 2014 - Capital Planning and Stress Testing
April 18, 2014 - Joint Letter to NCUA from NAFCU and CUNA to extend comment period for Risk-Based Capital proposed rule 
March 5, 2014 - MBL amendments and improvements
February 28, 2014 - Request to extend comment period for Risk-Based Capital proposed rule
February 7, 2014 - Proposed Diversity Policies
January 28, 2014 - Risk-Based Capital
January 23, 2014 - Exam Sites

January 17, 2014 - Federal Credit Union Loan Interest Rate Ceiling
January 17, 2014 - 2014-2017 Strategic Plan
January 13, 2014 - Data Security  

White House

April 14, 2015 - Open Seat on Federal Reserve's Board of Governors