Member Business Lending

The member business lending cap must be lifted in order for credit unions to have access to capital in order to stimulate the economy and help our nation’s small businesses thrive.


Our Position

We strongly support credit union member business lending and have testified before the Senate Banking and House Financial Services Committees stressing the importance of this issue. We support alternatives to a straight member business lending cap lift - such as raising the minimum loan amount that would count against the member business lending cap. 

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How This Impacts You

While our nation continues to recover from the financial crisis, credit unions have the capital to help small businesses thrive. However, due to the outdated member business lending cap, their ability to help stimulate the economy by providing credit to small businesses is hindered. Removing or modifying the credit union member business lending cap would help provide economic stimulus without costing the taxpayer a dime. 

What NAFCU is doing

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